Frequently Asked Questions

Our compensation is fee based, which means we’re paid a percentage fee based on the assets we manage for you. This is important because it means any decision we make on your accounts does not result in an extra fee or commission for us.  Instead, our advisors are paid salaries, which means their income is not influenced by the recommendations they make for your plan.  We are fiduciaries and we will always look after your best interest.  That’s what being a fiduciary is all about — putting you first.

We’re firm believers that every investment should serve a purpose.  We first and foremost start by focusing on your values-driven intentions that support your desired lifestyle.  Once we’re in agreement of what’s most important to you, we’ll implement tax-efficient investment and distribution strategies across a well-diversified portfolio that meet your specific needs.

No money is held at Eagle Wealth Management and assets are always custodied in your name.  We use third-party custodians, such as Charles Schwab Advisor Services or SEI Private Trust Company, to perform due diligence for investment managers and assure compliance with the many regulators.

Bear with us as we give you a legal explanation, but this is very important.  A fiduciary has the power and responsibility of acting for another in situations requiring trust, good faith and honesty.  A fiduciary duty is the highest standard of care and by law it requires always acting in your clients’ best interest.

For us, it’s a no-brainer to do what's right for people.  So yes, we absolutely are fiduciaries and will always put you first..

Bottom line: We choose people over profits.
 

CERTIFIED FINANCIAL PLANNER^TM professionals have completed extensive training, experience requirements, and are held to high ethical standards.  A CFP^® professional must always act in their client’s best interest and are obligated to practice integrity, objectivity, competence, fairness, confidentiality, professionalism, and diligence.  They help you bring all the pieces of your financial life together.  You can count on a CFP^® professional to have completed the following:

• Education - a bachelor’s degree and completed a comprehensive course which covers a personal financial planning curriculum approved by the CFP^® board.  In addition, a CFP^® professional must complete continuing education based on professional competency and ethics. 
• Examination - passed a rigorous test administered by the Certified Financial Planner Board of Standards.  
• Experience - at least three years of hands on experience in the financial planning process.

We look at the big picture and consider all aspects of your life, not just investments.  Check out our Iceberg Diagram for more details.

We’ll look at income, assets, liabilities, insurance, etc., but the real focus of what we do is help you identify and start planning your life goals.  Prepare for retirement, buy a second home, plan for a child’s education, travel the world — we help you look long term and build a financial plan to help guide you in your decisions. 

Here’s a brief explanation of what a comprehensive financial plan involves:

• A thorough review of your current financial situation.
• A discussion and understanding of long-term goals.
• Developing and presenting financial planning recommendations.
• Always monitoring and adjusting the plan as life happen.

When you become part of the Eagle Wealth Management family, we’ll consider your needs, personality and stage of your financial life when selecting a team to support you.  Your team will include a financial planner, a client service associate, as well as operational and administrative support.  We work collectively and any team member will jump in with his/her expertise whenever it is needed.  Learn more about us.